Buy · Calculator

Buy vs Rent in Spain Calculator

Compares the total cost of buying — including purchase and exit costs — against renting over the same period.

Written by Spain Property Compass Editorial TeamLast updated: not yet publishedProfessional review: not yet reviewed
Buying

Verify before use — AEAT — capital gains and sale retention rules

Renting
Horizon

What this calculator returns

  • Net cost of buying
  • Net cost of renting
  • Difference over the horizon

Assumptions

  • Growth and rent inflation are your assumptions, not our forecasts.
  • The opportunity cost of the deposit is not modelled in this version.

Sources and verification

Data last verified: not yet verified — no figures published

Update cycle: Reference data quarterly.

How to read this page

General information
Explains how a cost, tax or process generally works in Spain, with the authoritative source named.
Estimate
A calculated figure based on the inputs and assumptions you can see and change. It is not a quotation.
Not professional advice
Nothing here is legal, tax, mortgage or investment advice. Confirm your position with a qualified professional in Spain.